Skip to content

The New Investor Forum

A part of every personal, financial strategy

Tag: banks

The Central Bank

February 8, 2020

With this proposal, the government will offer guarantees for up to R $ 5. 000 million (about U.S. $ 2. 200 million) on certificates of deposits for banks, thus stimulating the generation of credit. This measure also improves the competitive position of small and medium-sized entities more effort forcing big banks to fight their market space. One of the factors hindering the growth of credit to the private sector is the high rate differential exists, which has risen in 2008 to strong result of the international financial crisis. Although during the month of February, bank spreads, ie the relationship between funding costs and the fees charged to customers, fell to 29.7 percentage points from 30.5 percentage points in January, them are at a level too high causing a great deal of potential loan applicants are automatically excluded. The current situation makes profitable investment projects but with low risk (and of course, with low profitability), can not carry out their investments as the high financial cost makes it not profitable.

The Central Bank of Brazil is looking for this differential shrink rates and according to it, announced that he will present today in a series of proposals to the National Monetary Council. These measures include a Positive Cadastre, which will allow clientesa take your credit history of a banking institution to another and get better conditions credit (increasing competition and reducing the cost of credit rating). a From the Brazilian business community has requested the government to reduce the tax burden affecting the banking spread. With these initiatives for the Brazilian banking sector, increase the prospects for growth. This year, the Brazilian Central Bank predicts a growth of volume of credit of 14%, a level acceptable considering the external environment of instability, its impact on the Brazilian economy and the fact that growth rates and expected inflation mean that the produce the same credit growth in terms of GDP. For private banks in Brazil (and especially for larger entities), the initiatives carried out by the Brazilian government increased the challenges of 2009. The struggle to gain share in the banking market will be very tough in a context where the effects of external shock will act as an obstacle to the dynamic credit.

Public banks holding 50% of the stock lending system Brazilian banking. This coupled with the low level of credit to existing and potential GDP impact of government measures to reduce the cost of credit that private banks do have a potential for expansion rather than attractive. And while in developed economies the banking sector struggles to survive new episodes of crisis in Brazil is time of growth and consolidation of the Brazilian banks Will take this opportunity? Latinforme. com is the main source of financial information and independent opinion on American and global markets from a Latin American perspective. From our offices in Buenos Aires, Argentina, I approached the latest news and alerts to help you make gains regardless of the direction taken by the market.

General banks
https://youtu.be/TB7BjsNCt9Q

Recent Posts

  • Certificate Program
  • Business Online
  • Giving Away Virtual Event
  • GmbH New
  • Forumlar

Archives

  • October 2024
  • September 2021
  • August 2021
  • July 2021
  • June 2021
  • May 2021
  • April 2020
  • February 2020
  • January 2020
  • December 2019
  • November 2019
  • June 2019
  • May 2019
  • April 2019
  • March 2019
  • February 2019
  • January 2019
  • December 2018
  • November 2018
  • October 2018
  • August 2018
  • July 2018
  • April 2018
  • March 2018
  • February 2018
  • January 2018
  • October 2017
  • September 2017
  • August 2017
  • July 2017
  • June 2017
  • May 2017
  • March 2017
  • February 2017
  • January 2017
  • December 2016
  • November 2016
  • October 2016
  • August 2016
  • July 2016
  • June 2016
  • May 2016
  • March 2016
  • February 2016
  • January 2016
  • December 2015
  • November 2015
  • October 2015
  • September 2015
  • August 2015
  • July 2015
  • June 2015
  • May 2015
  • January 2015
  • December 2014
  • November 2014
  • October 2014
  • September 2014
  • August 2014
  • July 2014
  • June 2014
  • May 2014
  • April 2014
  • March 2014
  • February 2014
  • January 2014
  • December 2013
  • November 2013
  • October 2013
  • September 2013
  • August 2013
  • July 2013
  • June 2013
  • May 2013
  • April 2013
  • March 2013
  • February 2013
  • January 2013
  • December 2012
  • November 2012
  • October 2012
  • September 2012
  • August 2012
  • July 2012
  • May 2012
  • April 2012
  • October 2011
  • September 2011
  • August 2011
  • July 2011
  • February 2011
  • December 2010
  • November 2010
  • October 2010

Pages

  • About

Categories

  • General
  • News

Idealist by NewMediaThemes